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We help with confusing property situations
Title Issues
Liens, clouds on title, ownership disputes
Inherited Property
Probate questions, heir property, estate sales
Tax & Foreclosure
Tax sales, redemption periods, deadline help
Why trust Title Clarity Desk?
Licensed Professional
Licensed Real Estate Professional in Missouri
Local Expertise
Based in St. Louis, focused on Missouri properties
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We won't bombard you with calls or sell your info
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Frequently Asked Questions
Common questions about Missouri property title issues
What is a title issue on a property?
A title issue is any problem that affects the legal ownership of a property. Common title issues include liens, encumbrances, boundary disputes, missing heirs, errors in public records, and undischarged mortgages. In Missouri, these issues can prevent you from selling or refinancing your property until resolved.
How do I clear a title on an inherited property in Missouri?
To clear a title on inherited property in Missouri, you typically need to: 1) Complete the probate process, 2) Obtain an Affidavit of Heirship, 3) File necessary documents with the county recorder, and 4) Work with a title company to resolve any liens or claims. The specific steps depend on whether there was a will and the property's value.
What are my options if I received a foreclosure notice in Missouri?
If you received a foreclosure notice in Missouri, your options include: 1) Loan modification or forbearance with your lender, 2) Selling the property before foreclosure, 3) Short sale if you owe more than the property is worth, 4) Deed in lieu of foreclosure, or 5) Contesting the foreclosure if there are legal issues. Acting quickly is crucial as Missouri has strict foreclosure timelines.
Can I redeem my property after a tax sale in Missouri?
Yes, Missouri allows a redemption period after tax sales. Property owners typically have 1 year to redeem their property by paying the tax sale amount plus interest and costs. The exact timeline and requirements vary by county, so it's important to act quickly and understand your specific deadline.
What does it mean when property records don't match in Missouri?
Property records mismatches in Missouri occur when information across different databases (deed records, tax records, assessor records) doesn't align. This can happen due to clerical errors, unreported property transfers, boundary changes, or missing documents. Mismatches can cause problems when selling, refinancing, or proving ownership.
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