Personal representative checklist

Documents a Missouri personal representative needs to gather

Getting organized early is what keeps an estate moving. Here is the paperwork that opens the estate, proves your authority, and lets you sell inherited real estate.

What documents does a Missouri personal representative need?

At minimum: a certified death certificate, the original will (if any), and the court-issued letters testamentary or letters of administration that prove your authority. To sell inherited real estate you also need the current recorded deed, the mortgage and property-tax statements, homeowner’s insurance, and — in a supervised estate — a court order authorizing the sale (RSMo §473.457). For estates at or under $40,000 net, a small estate affidavit under RSMo §473.097 may replace full probate.

Source: RSMo §473.097, §473.457

Prove the death and who is in charge

  • Certified death certificate (several copies)

    Recorders, courts, banks, and title companies each want their own certified copy.

  • The original will (if one exists)

    Filed with the probate court to begin the case and name the executor.

  • Letters testamentary or letters of administration

    The court-issued proof that you are the personal representative with authority to act. Title companies and banks rely on these.

  • Your government photo ID

    Needed to open estate accounts and sign documents as the representative.

Map the estate

  • List of assets and account statements

    Bank, retirement, and investment statements near the date of death help value the estate and decide if a small estate affidavit (RSMo §473.097) fits.

  • List of debts and bills

    Mortgages, credit cards, medical bills, and taxes — these must be handled before heirs are paid.

  • Beneficiary designations and trust documents

    Assets with a named beneficiary or held in trust usually pass outside probate.

Handle the real estate

  • The current recorded deed

    Shows exactly how the property is titled — sole owner, joint owners, beneficiary deed, or trust.

  • Any recorded beneficiary (transfer-on-death) deed

    If recorded before death, ownership passed at death under RSMo §461.025 and probate may not be needed for the house.

  • Most recent mortgage statement and property tax bill

    Confirms the payoff and whether taxes are current before a sale.

  • Homeowner’s insurance policy

    Vacant inherited homes need coverage kept in force during the process.

  • Court order authorizing sale (if supervised)

    A supervised probate generally needs the court’s approval to sell real estate (RSMo §473.457).

The personal representative has real duties — paying valid debts and taxes before distributing to heirs, and acting in the estate’s best interest. A licensed Missouri probate attorney can confirm which documents your specific estate requires and how to file them.

Not sure what your estate needs?

A free, private Inherited-Property Checkup helps you figure out which documents and steps apply to your situation — in plain English. No cost, no obligation, not legal advice.

Published: September 2026Last reviewed: September 2026

Written & reviewed for real-estate accuracy by: Gary Firle, REALTOR® — RE/MAX Results

Legal sources: Missouri Revised Statutes; Missouri Courts; Applicable county and federal sources.

Legal review: This page has not been reviewed by an attorney. We are licensed REALTORS®, not lawyers, and this is not legal advice. For advice about your specific situation, consult a licensed Missouri attorney.

This information is educational and reflects our understanding of Missouri law, which can change. It is not legal advice and does not create an attorney-client or agency relationship. Verify current statutes and confirm deadlines with the trustee, court, or a licensed Missouri attorney before acting.

Not legal advice — informational only
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